Helen B. called my office shortly after her husband had passed away. Not only did she lose her husband but she also her husband’s income. Helen realized her income was not enough to support the previous budget she had with her husband and his income. During the winter months she was left to decide to pay her power bill to keep warm or pay for her medications. I set up the Reverse Mortgage for Helen so she received a monthly check from her reverse mortgage to replace her husband’s income and she no longer has to choose to pay her power or medications anymore.