Ren and Pat had been in their home for several years but realized the home would not be conducive for them in their retirement years; too many stairs, too much yard to care for and too big of a home to maintain. They wanted to downsize and wanted to find the right home where they would never need to move again. Both Ren and Pat only wanted to work a few more years. They also realized their ability to retire will be a lot easier and sooner if they did not have a mortgage payment. With the help of an excellent Realtor, they were able to quickly find their retirement dream home. Ren and Pat were able to use the Reverse Mortgage Purchase Program to accomplish everything they wanted. They now have their dream home with no monthly mortgage payments for the rest of their lives.